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The next-gen app for your money & Bitcoin

The Mode story - the why

Our raison d’etre is to redefine the way that people use financial services, once and for alll. We’re here to disrupt the current system, and build the financial products and services of tomorrow, today.
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Generate interest
on your Bitcoin

With Mode’s Bitcoin Jar, we generate interest on your Bitcoin daily. Yields are paid out in BTC and compounded weekly. Withdraw anytime.

A trusted place to
buy & store Bitcoin

  • Free & instant Sterling deposits & withdrawals
  • Transparent 0.99% fee when you buy or sell
  • Qualified digital asset custody
Store Bitcoin
Store Bitcoin

Mode is traded on the London Stock Exchange

  • One of the first to IPO with a digital asset offering
  • Thoroughly vetted, compliance-first approach
  • Listed on LSE - the world-renowned stock exchange

What our users say

Morleyfly
on the App Store
"This is a great app and definitely the best place to buy Bitcoin as it gives the best exchange rate I have seen so far and has low fees too. It is very straight forward and easy to use- depositing money and buying and transferring Bitcoin has been seamless. The ability to earn interest on your Bitcoin is a definite bonus..."
M Kazzam
on the App Store
"Been using Mode banking for months and it’s impressive. Bought crypto multiple times with no issues. They also offer a UK bank account so you can easily transition between fiat and crypto. And they actually let you send your crypto else were."
ZainAzhar
on the App Store
"Have to say quite an easy app to use in order to buy bitcoin and at a reasonable cost. Have used other apps and exchanges and always had some sort of issues. The added security benefits are also great and reassuring."
Morleyfly
on the App Store
"This is a great app and definitely the best place to buy Bitcoin as it gives the best exchange rate I have seen so far and has low fees too. It is very straight forward and easy to use- depositing money and buying and transferring Bitcoin has been seamless. The ability to earn interest on your Bitcoin is a definite bonus..."
M Kazzam
on the App Store
"Been using Mode banking for months and it’s impressive. Bought crypto multiple times with no issues. They also offer a UK bank account so you can easily transition between fiat and crypto. And they actually let you send your crypto else were."
ZainAzhar
on the App Store
"Have to say quite an easy app to use in order to buy bitcoin and at a reasonable cost. Have used other apps and exchanges and always had some sort of issues. The added security benefits are also great and reassuring."
COMING SOON

One app for everything.

In future you will be able to pay and get rewarded by your favourite brands, all with Mode.
Seamless payments with your phone
Flash top ups from any bank account
Exclusive offers from our partner brands
LEARN MORE

Want to know more?

What are the fees for buying/selling Bitcoin?
We believe in transparency and fairness, which is why our fees reflect that. We only charge a single fee of 0.99% at the time of buying and selling Bitcoin, and a Blockchain Fee* when sending Bitcoin to another wallet. Depositing and withdrawing GBP and EUR from and to your bank account is completely free.

*Blockchain Fee can change from time to time based on Bitcoin's network conditions. We charge this in order to complete your Bitcoin transaction as swiftly as possible.
How can I earn interest on my Bitcoin holdings?
Easy. Open your Mode app, select 'Create a Bitcoin Jar' and follow the instructions. You'll be asked to make a transfer from your main Bitcoin account into your new Jar and once you've done this you’ll start generating interest within 24 - 48 hours. You can read more about the Bitcoin Jar here.
Who can open a Mode account?
We welcome anyone over 18 years of age to apply for a Mode account; however, we are unable to accept applications from US citizens, even if they reside outside of the United States. But do check back to see if the situation changes.

For GBP/EUR deposits and withdrawals, you must be able to prove that you live in the UK or in any of Mode's supported European countries. You must also have a GBP/EUR bank account in your name.
What does account verification do?
In order to have access to our features, your account must be verified. Once your account is verified, you will be able to transact up to these limits:

Deposit GBP: £25,000 per month
Deposit EUR: £25,000 per month
Deposit BTC: £25,000 per month
Withdraw BTC, GBP & EUR (counted together): £25,000 per month

If you require increased trading limits, please contact our customer support via in-app chat. Additional information we'll require includes source and proof of wealth as well as other financial information that may be relevant.
How long do transfers take?
There are three types of transfers you can make with Mode - Sterling, Euro and Bitcoin transfers:

GBP deposits and withdrawals are usually instant, although in some cases it may take up to a few hours depending on your bank. EUR deposits and withdrawals typically arrive within 2 working days. For Bitcoin, we require 3 network confirmations before your Bitcoin appears on your account. Depending on network congestion, this may take between 25-45 minutes.
Are my assets safe with Mode?
Keeping your assets safe and secure is our core priority - that's why our customers’ assets are held with market-leading custodian, BitGo. Please note that assets held in the Bitcoin Jar are lent out to vetted borrowers and are therefore not held with Bitgo.
When will I be able to use Mode to pay?
We aim to introduce the new payments feature and launch it with a number of partner brands in early 2021. To register for the waiting list, you simply need to download the app, create an account and you'll be automatically registered!
Will I need the Mode app to pay for goods?
We will introduce a payment solution that works for everyone (even for non-Mode app users), however, having an account on the Mode app will be the quickest way to pay for goods and will also unlock exclusive rewards for your purchases.

Download Mode and get ready for the future

DOWNLOAD NOW
Mode Logo
Mode Global Holdings PLC is a public limited company incorporated and registered under the laws of England and Wales with company number 12794676 together with its group subsidiaries, Mode Global Limited, JGOO Limited and Fibermode Limited, the Mode group. Registered office of Mode Global Holdings PLC and all Mode subsidiaries: Finsgate, 5-7 Cranwood Street, London, EC1V 9EE, United Kingdom.

This website and its contents are being supplied to you solely for your information and are intended to present only background information on Fibermode Limited, its business and the industry sector in which it operates. This website and its contents do not constitute or form part of, and should not be construed as, any offer for sale or subscription of, or solicitation or any offer to buy or subscribe for or otherwise acquire, securities or tokens in any jurisdiction, or an inducement to enter into investment activity.

Fibermode Limited does not provide advice to clients. Please seek your own legal, tax or investment advice as you deem appropriate.

Fibermode Limited has been temporarily registered under the Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017 (MLRs) as a cryptoasset business until 9 July 2021, pending the determination of our application by the UK Financial Conduct Authority (FCA).